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It’s easy to end up with bad credit. One missed payment can negatively impact your credit score. Unfortunately, bad credit can make it difficult to get approved for various loans. Whether you’re applying for a mortgage, car loan, personal loan, credit card, or any other type of loan, your credit score will play a key role in determining your approval and ability to qualify for a low-interest rate.


What Causes Bad Credit?

A bad credit score can be attributed to numerous different factors in the financial world, including: 

  • Identity Fraud

  • Errors on your Credit Report

  • Reporting Issues

  • Irresponsible Credit Card Usage 

  • Defaulting on Loans

  • Consumer Proposals

  • Bankruptcy

Thankfully, you can repair your credit. This process is evidently called Credit Repair.


What Is Credit Repair?

Credit Repair is the process of identifying and addressing any unfair, inaccurate, or unverified negative items hurting your credit, including collections, late payments, charge-offs and more.


First, we will comb through your credit reports, working with you to identify any suspicious negative items that could be hurting your credit.

Next, we will send challenges on your behalf to the credit bureaus and your creditors. If they can’t verify your items as accurate, fair, and substantiated, they must remove them.

Finally, as we work through each of your questionable negative items, we will also help you develop smart credit habits to maintain your credit moving forward.

Get your online credit evaluation now!

  • Credit Score

  • Negative Item Summary

  • Recommended Credit Solution

First, we need some info to pull your credit.

Don’t worry—this is secure and won’t hurt your score.

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